Operating Lease: what is it and how it works

05/13/2020

What's the operating lease?

The operating lease is a contract through which the user obtains the availability of the goods for a pre-established period, upon payment of a monthly fee called the "rental fee", including the necessary assistance and maintenance of the goods itself as well as the related coverages.


How the operating lease with 3e60fun-games works?

In the aim of finding economic and financial solutions to meet its customer’s needs, 3e60fun- games proposes the
Operating Lease tool employing Grenke, a leading company in the European financial market.
The operating lease is a solution that allows, based on the payment of a periodic fixed fee, the possibility of having an instrumental asset in order to be able to exercise one's profession or business activity, without acquiring the ownership of it.


Which are the advantages of the operating lease?
 
Presenvation of liquidity Significant improvement of credit rating   Secure planning thanks to constant fees Tax advantages linked to the deductibility of the fees
You don't have to pay evetything straightaway.
You will pay a monthly fee.
Even for new companies or businesses with scarce guarantees, that may have difficulties in accessing the classic financial solutions. After-sales services are also included in the fee. In particular, every year you will benefit of the tests required by law. The fee is a fix expense, therefore fully deductible in the period in which it is incurred.
Operating Lease: what is it and how it works

Who is Grenke ?

Grenke spans the globe with a presence in 32 countries. What was once a one-man business is now a multinational group of companies with a wide range of services. In addition to leasing IT and office equipment, Grenke now offers financing for a host of other items. Factoring and banking services completes our comprehensive portfolio for start-ups, mid-sized businesses and private individuals.


What are the benefits of the operating lease?

The operating lease implicates a complete deductibility of rents regardless of the duration of the contract.

Operating lease implicates a complete deductibility of rents regardless of the duration of the contract
With the Operating Lease there is a complete deductibility of the fees regardless of the share capital and the share interest present in a lease agreement. Furthermore, the instalments do not have a slight impact on the IRAP, allowing an enhancement of cashflow.

It becomes possible to access tools even for fairly small amounts that are not suitable in case of leasing.
With the rental of capital goods, there is no need to include them in the fixed asset book and assets of the company.
The capital goods and equipment, so used, do not affect industry studies and, in this way, the company will be able to manage its technological upgrade in a much leaner way.


EXAMPLE ECONOMIC PROPOSAL WITH OPERATIONAL LEASE:
supply of materials and equipment of €10,000.00 + VAT

24 MONTH SOLUTION – instalments price € 474,90 + IVA
30 MONTH SOLUTION – instalments price € 376,60 + IVA
36 MONTH SOLUTION – instalments price € 329,80 + IVA
REDEMPTION AT END OF OPERATING LEASE: € 400,00 + IVA
ONE-TIME CASE COST: € 75,00 + IVA
Note: The interest rate must be verified at the time of the confirmation of the supply.

 
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