How we finance: Operating Lease

 

DO YOU NEED TO CREATE, BUILD AND
SET-UP A PLAY AREA
but you don’t have the immediate financial resources?

 

 THE SOLUTION IS THE OPERATING LEASE 

also known as long-term rental.

In the aim of finding economic and financial solutions to meet its customer’s needs, 3e60fun- games proposes the
Operating Lease tool employing Grenke, a leading company in the European financial market.
The Operating lease is a solution that allows, based on the payment of a periodic fixed fee, the possibility of having an instrumental asset in order to be able to exercise one's profession or business activity, without acquiring the ownership of it.
 

THE ADVANTAGES OF THE OPERATING LEASE
Preservation of liquidity Significant improvement of credit rating Secure planning thanks to constant fees Tax advantages linked to the deductibility of the fees
You don’t have to pay everything straightaway.
You will pay a monthly fee
Even for new companies or businesses with scarce guarantees, that may have difficulties in accessing the classic financial solutions... After-sales services are also included in the fee. In particular, every year you will benefit of the tests required by law The fee is a fix expense, therefore fully deductible in the period in which it is incurred

Operating lease implicates a complete deductibility of rents regardless of the duration of the contract. This allows you to drastically reduce the depreciation periods, since the fee is deductible in the tax year in which it is incurred and is entered in the budget as "current expenditure" so it can be deducted in the year of competence. Besides, not creating depreciation, the fee does not result in the recovery at tax, setting itself up as a service fee.

With the Operating Lease there is a complete deductibility of the fees regardless of the share capital and the share interest present in a lease agreement. Furthermore, the instalments do not have a slight impact on the IRAP, allowing an enhancement of cashflow.

It becomes possible to access tools even for fairly small amounts that are not suitable in case of leasing.

With the rental of capital goods, there is no need to include them in the fixed asset book and assets of the company. The capital goods and equipment, so used, do not affect industry studies and, in this way, the company will be able to manage its technological upgrade in a much leaner way.

EXAMPLE ECONOMIC PROPOSAL WITH OPERATIONAL LEASE:
supply of materials and equipment of €10,000.00 + VAT

24 MONTH SOLUTION – instalments price € 474,90 + IVA
30 MONTH SOLUTION – instalments price € 376,60 + IVA
36 MONTH SOLUTION – instalments price € 329,80 + IVA
REDEMPTION AT END OF OPERATING LEASE: € 400,00 + IVA
ONE-TIME CASE COST: € 75,00 + IVA
Note: The interest rate must be verified at the time of the confirmation of the supply.

3e60fun-games is available for any information or clarification.

Contact us: 3e60fun-games is at your disposal to find the right solution for your needs.

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